Mon-Fri: 8am - 6pm / Sat 9am - 1pm

01474 833 322 - 0121 507 8706

thumb transportTransport, Haulage and Courier

  • Van Insurance

    What is van insurance?

    Depending on the level of cover you’re after, van insurance will cover you against the costs associated with an accident, fire and/or theft.

    Other costs associated with a claim can arise from medical expenses, replacement vehicle, third party damages and/or injury.

    There are three core levels of cover to consider when you take out a van insurance policy:

    Third party only (TPO)

    This level of cover is generally considered the minimum legal limit of cover and is usually limited to:

    • Liability to others (passengers included)
    • Property damage
    • Liability when towing a trailer/caravan

     

    Third party, fire and theft (TPFT)

    This level of cover will usually include all of the above, as well as:

    • Fire damage
    • Vehicle theft
    • Damage to the vehicle during the theft

     

    Comprehensive

    This is the most inclusive type of policy because it normally includes all of the above, as well as:

    • Windscreen cover
    • Medical expenses
    • Accidental damage
    • Replacement vehicle
    • Loss or damage to the vehicle
    • Tool cover
    • EU cover

    Whilst all of these levels of cover focuses on the van itself, it’s also wise to consider covering the goods within the vehicle.

    For more information regarding this insurance, contact Colin Stephens on 0121 507 8706 or email any queries or enquiries to This email address is being protected from spambots. You need JavaScript enabled to view it. or This email address is being protected from spambots. You need JavaScript enabled to view it.

  • Goods in Transit & Tools Insurance

    What is Goods in Transit & Tools Insurance?

    This type of insurance is provided as a combined policy where for one single premium the policy protects you for your own goods and tools whilst in transit and, depending on details of the policy, 24 hours a day.

    Any goods or tools that are owned by you are at risk of being stolen, lost or damaged and this cover includes:

    • Accidental damage, fire and theft
    • Personal effects cover
    • Removal/disposal of damaged goods/debris
    • Optional trailer cover

    The cost to replace tools and/or goods can be expensive, and the loss of work as result of not being able to carry out your duties could cost you even more, so make sure you get the right
    cover to protect your business and wallet.

    Goods in transit

    If you carry expensive goods in your vehicle, it might be worth considering a Goods in Transit policy. This level of cover ensures that any insurable goods in your vehicle are protected. There are usually three types of Goods in Transit cover:

    • Cover for own goods and/or tools
    • Courier goods
    • Haulier goods

     

    For more information regarding this insurance, contact Colin Stephens on 0121 507 8706 or email any queries or enquiries to This email address is being protected from spambots. You need JavaScript enabled to view it. or This email address is being protected from spambots. You need JavaScript enabled to view it.

Kent Office

Registered Office

Silver Birch House
383 Wrotham Road
Istead Rise
Kent
DA13 9EF

Tel: 01474 833322
Email: info@abacommercial.com

Birmingham Office

Appointed representative

Gill House
140 Holyhead Road
Handsworth
Birmingham
B21 0AF

Tel: 0121 507 8706
Email: info@abacommercial.com

icon twitter

Authorised and regulated by the Financial Conduct Authority. Ref 310643ABA

Commercial Insurance Ltd
Compny Registration No. 09148855

© 2015 ABA Commercial Ltd. All rights reserved.

Menu